If you are paying a high interest rate and are carrying a balance on your current credit card, switching to a low interest rate credit card could save you several hundred dollars in interest charges.

Some individuals could even benfit financially by applying for more than one low interest credit cards. If you are carrying a balance on a high interest rate card, then you might also want to look at the balance transfer credit cards.

Low Interest Credit Cards

The following low interest credit cards feature either a low fixed interest rate or a low introductory Annual Percentage Rate (Intro APR). Some of these credit cards even offer 0% interest on purchases for up to 15 months. Explore low interest credit cards below and apply online by filling out a secure online application.

Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 months on Purchases*	11.99% - 19.99%* (Variable)	None	Yes	Excellent Credit

Citi® Diamond Preferred® Card

0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
Concierge service that caters to your needs 24/7
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee*

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 months*	14.99%* (Variable)	None	Yes	Excellent Credit

Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	11.99% - 20.99% (Variable)*	None	Yes	Excellent Credit

Citi® Dividend Platinum Select® MasterCard®

0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
Full 1% cash back on eligible purchases and cash advances.
Earn extra cash back on popular, rotating categories each quarter.
Average 5% additional cash back through Citi Bonus Cash Center®
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%	N/A	12.99% - 20.99%* (Variable)	None	Yes	Excellent Credit

Citi Forward® Card

Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
No annual fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	7 Months on Purchases*	12.99% - 19.99%* (Variable)	None	Yes	Excellent Credit

Citi® Diamond Preferred® Rewards Card

$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 months*	12.99% - 20.99%* (Variable)	None	Yes	Excellent Credit

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*Please see the credit card online application for details about terms and conditions of each credit card offer.
Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.
Security Note: All Credit Card Applications Feature Secure SSL Technology.