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Did You Know?
To improve your odds of getting approved for a 0% balance transfer credit card, ask for only one of your current credit card balances to be transferred onto the card you apply for. Once you are approved, you can then request for additional card balances to be transferred.

You might also want to consider applying for more than one balance transfer credit cards. A lower interest rate on your balance could save you hundreds of dollars in interest.

Balance Transfer Credit Cards

The following balance transfer credit cards are designed to help people to consolidate their credit card debt onto one card with low interest rate, thus saving money on interest charges. Many balance transfer credit card offers below feature a low introductory 0% APR interest rate on credit card balance transfers for up to 12 months. Explore the balance transfer credit cards below and apply today.

 Citi® Platinum Select® MasterCard®
Citi® Platinum Select® MasterCard®
Apply for the Citi® Platinum Select® MasterCard® Now
  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
  • Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 months on Purchases* 11.99% - 19.99%* (Variable) None Yes Excellent Credit

 Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
Apply for the Citi® Diamond Preferred® Card Now
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
  • Concierge service that caters to your needs 24/7
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 months* 14.99%* (Variable) None Yes Excellent Credit

 Citi® Dividend Platinum Select® MasterCard®
Citi® Dividend Platinum Select® MasterCard®
Apply for the Citi® Dividend Platinum Select® MasterCard® Now
  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
  • Full 1% cash back on eligible purchases and cash advances.
  • Earn extra cash back on popular, rotating categories each quarter.
  • Average 5% additional cash back through Citi Bonus Cash Center®
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% N/A 12.99% - 20.99%* (Variable) None Yes Excellent Credit

 Discover® More Card
Discover® More Card
Apply for the Discover® More Card Now
  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 11.99% - 20.99% (Variable)* None Yes Excellent Credit

 Discover® More Card - $75 Cashback Bonus
Discover® More Card - $75 Cashback Bonus
Apply for the Discover® More Card - $75 Cashback Bonus Now
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 months* 11.99% - 20.99% (Variable)* None Yes Excellent Credit

 Discover® More Card- Black
Discover® More Card- Black
Apply for the Discover® More Card- Black Now
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 9 months* 11.99% - 20.99% (Variable)* None Yes Excellent Credit



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